他们要是当时把钱攒下来的话，就不会过得那么紧巴了。
If they had saved their money, they wouldn't have struggled.
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If英 /ɪf/|美 /ɪf/
had英 /hæd/|美 /hæd/
saved英 /seɪvd/|美 /seɪvd/
wouldn't英 /ˈwʊdnt/|美 /ˈwʊdnt/
struggled英 /ˈstrʌɡəld/|美 /ˈstrʌɡəld/
解释
if + had + saved 构成过去完成条件从句，主句 wouldn't have + struggled 表示过去可以避免的否定结果，表达对过去消费习惯的后悔。
If they had saved their money, they wouldn't have struggled.
if + had + saved 构成过去完成条件从句，主句 wouldn't have + struggled 表示过去可以避免的否定结果，表达对过去消费习惯的后悔。