他居然敢在考试前一天才开始复习，真是够厚脸皮的。

It took some serious ___chutzpah to start studying the night before the exam.

他竟然在面试中直接向老板要求加薪，真是胆大包天。

He had the ___chutzpah to ask the boss for a raise during the interview.