我们需要把数字12分解成它的因数。

We need to ___factor the number 12 into its components.

在制定预算时，你必须将通货膨胀因素考虑进去。

When making a budget, you must ___factor in inflation.

这家公司通过将应收账款保理给金融机构来改善流动性。

The company improved its liquidity by ___factoring its receivables to a financial institution.