她每个月都会按时偿还信用卡欠款。

She makes sure to ___repay her credit card debt on time every month.

他邀请我去他家吃饭，我想送他一件礼物来回报他的好意。

He invited me for dinner at his place, so I want to give him a gift to ___repay his kindness.

她通过帮助邻居来回报他们的友善。

She is ___repaying her neighbors' kindness by helping them.