由于多次拖欠贷款，他被列入了黑名单。
He was blacklisted due to repeated ___delinquency in loan payments.
学校引入了新的辅导计划来帮助减少青少年不良行为。
The school introduced a new counseling program to help reduce student ___delinquencies.
他的长期拖欠账单行为最终导致了他的信用受损。
His constant ___delinquency in paying bills eventually damaged his credit.
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