银行给我发了一封邮件，告诉我已经获得了预批准的贷款额度。

The bank sent me an email informing me that I had a ___pre-approved loan limit.

信用卡公司预先批准了我的申请，但我仍需提交收入证明。

The credit card company ___pre-approved my application, but I still need to submit my income proof.