公司的负债在去年增加了20%。

The company's ___liabilities increased by 20% last year.

公司需要定期评估其财务负债以避免潜在风险。

The company needs to regularly assess its financial ___liabilities to avoid potential risks.

不懂当地语言在旅行中可能是个不利因素。

Not knowing the local language can be a ___liability when traveling.